EMI Calculator
Estimate the equal monthly instalment (EMI) for a home, car, personal or SME loan.
BDT 500,000 over 12 years at 6% per year
How this is calculated: EMI = P × r × (1 + r)n ÷ ((1 + r)n − 1), where P is the loan amount, r the monthly rate (annual rate ÷ 12) and n the number of monthly instalments.
Indicative only. Your actual rate and instalment are confirmed when you apply.
Deposit Calculator
See what a fixed deposit (FDR) could be worth at maturity.
BDT 100,000 for 12 months at 9% per year
How this is calculated: interest is compounded monthly, so maturity = deposit × (1 + annual rate ÷ 12)months.
Indicative only, before any tax or charges. The applicable rate is confirmed when you open the deposit.
Frequently Asked Questions
How is my loan EMI calculated?
EMI (Equal Monthly Installment) is calculated from your loan amount, tenure, and annual interest rate using the reducing-balance method, so each installment covers a mix of principal and interest that shifts over the life of the loan.
How is my FDR / deposit maturity amount calculated?
Deposit maturity is calculated by applying your chosen interest rate to the deposit amount over the selected tenure, using the compounding convention for that deposit product.
Are these calculators an exact quote?
These calculators provide an estimate based on the figures you enter. Final EMI, interest, and maturity amounts depend on the specific product terms and are confirmed when you apply at a Bangladesh Finance PLC branch.
